Welcome to Ukrainian FCU!
Today: Wednesday, Mar 10, 2010
Today: Wednesday, Mar 10, 2010
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The Credit Union will be closed on:
April 2, after 3 p.m. - Good Friday;
May 29-31 - Memorial Weekend
- Income Tax Incentives in 2009
- Medicaid Alert
- Power of Attorney
- Third Party checks
- Real estate
- Official Checks. What are they?
- UFCU Remains Financially Sound
- How Your Accounts Are Federally Insured.
- NCUA Share Insurance
- Commercial Loan Application Process
- How to Avoid Home Foreclosure
- How to Improve Your FICO Score
- Start IRA Savings Account
- What is Check 21?
- Beware of Phishing Scams
- Beware of Financial Exploitation
- Facts About Credit Unions
2010 Calendar of Holiday Closings
January 1 New Year Day |
January 7 Ukrainian Christmas |
February 15 President’s Day |
May 29–31 Memorial Weekend |
July 3-5 Independence Day Wkd |
September 4 Labor Day |
October 11 Columbus Day |
November 25 Thanksgiving Day |
December 25 Christmas |
PASSBOOK SAVINGS
- Low $50 minimum, quarterly dividends
- No transaction fees
- 6 withdrawals per month
- Access account by ATM, phone, mail, direct deposit, audio response, home banking or visit the office
- Your Savings federally insured to at least $250,000
MONEY MARKET
- Low minimum makes it an affordable way to invest!
- Manage flexibility with a variety of rate tiers
- Liquidity and easy access to your funds
- Dividends paid monthly subject to minimum balance
SHARE CERTIFICATES
- $500-$2,000 minimum balance
- 6 - 60 mo. maturity terms, fixed rates, bump-up or add-on options
- Interest can be transferred or compounded
- Automatic renewal or transfer to primary shares at maturity
- Fixed rate guaranteed regardless of the market!
- No minimum balance - No per-check charges
- No monthly fees on personal accounts
- Overdraft protection from shares or credit line
- Access account by ATM, debit card, phone, mail, direct deposit, audio response, home banking, or visit the office
- Dividends paid on accounts monthly subject to minimum balance
- No withdrawal restrictions
- Traditional IRA
- Annual contribution $5000 in 2008 and thereafter
- Contributions are fully tax-deductible (income limits apply)
- Distributions begin at age 70 ½
- Catch-up contributions –individuals age 50 and up can make additional catch-up contributions of $1,000 per year
- Excellent tool for retirement savings
- Investments grow on tax-deferred basis
- Contributions and earnings are taxed only upon withdrawal
- Annual contribution $5000 in 2008 and thereafter
- Earnings grow tax-free
- Option to invest in a variety of Roth IRA certificates
- Distributions are not required at age 70 ½
- Catch-up contributions –individuals age 50 and up can make additional catch-up contributions of $1,000 per year
- Excellent tool for retirement savings
- Contributions and earnings can be withdrawn tax-free
- Educational savings account for your child, grandchild, niece, nephew until their 18th birthday
- Contribution to $2000 per year per child
- Tax benefits including tax-free withdrawals for education
