Welcome to Ukrainian FCU!
Today: Thursday, Sep 02, 2010
Today: Thursday, Sep 02, 2010
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The Credit Union will be closed on:
September 4-6 - Labor Day Weekend
2010 Calendar
Events and Holiday Closings
- *Important UFCU VISA debit card information
- Income Tax Incentives in 2009
- Medicaid Alert
- Power of Attorney
- Third Party checks
- Real estate
- Official Checks. What are they?
- UFCU Remains Financially Sound
- How Your Accounts Are Federally Insured.
- NCUA Share Insurance
- Commercial Loan Application Process
- How to Avoid Home Foreclosure
- How to Improve Your FICO Score
- Start IRA Savings Account
- What is Check 21?
- Beware of Phishing Scams
- Beware of Financial Exploitation
- Facts About Credit Unions
I. Home Equity Loans
Features
- Loans granted for up to 125% of value less first mortgage balance
- Fixed rate, closed-end loans
- Terms up to 12 years
- Most approvals within 1 week
- Closing within 4-8 weeks
- Payments to credit union, automatic payment options
- Lien placed on property
Benefits
- Put your equity to work for you –use the money however you wish!
- Fast approvals mean you get your money fast!
- Never worry about a late payment and tarnishing your good credit with automatic payments!
- Possible tax-saving advantages!
- Professional, personal and local service!
II. Home Equity Lines of Credit
Features
- Loans granted for up to 125% of value less first mortgage balance
- Adjustable rate, open-end loans
- Terms up to 15 years
- Most approvals within 1 week
- Closing within 4-8 weeks
- Payments to credit union, automatic payment options
- Lien placed on property
Benefits
- Put your equity to work for you –use the money however you wish!
- Borrow when you need from the pre-approved limit
- Pay interest only on the current balance
- Possible tax-saving advantages!
- Professional, personal and local service!
III. Share Secured Loans
Features
- Terms up to 10 years
- Adjustable rates, tied to share rates; closed-end loan
- Funds secured by shares or certificates on deposit at credit union
- Loan approved instantly
- Competitive rate margins
Benefits
- Don’t spend your hard-earned savings…let your money work for you!
- Low-cost borrowing!
- Quick, same-day money!
- Flexible terms
- A great loan to re-establish and rebuild bad credit!
