I. Direct Deposit/ACH/Payroll Deduction

Features

• Direct Deposit of payroll and government checks
• Deposit in savings or checking
• ACH available for automatic, reoccurring payments from your account
• ACH payments from other banks available
• Discounts on consumer and business loan rates available with direct deposit

Benefits

• Convenient -no waiting in line!
• Peace of mind knowing your check is safe and ready when you need it!
• Begin earning dividends on your money immediately!
• Convenient way to make your loan payments!
• Reduce you loan rate when you use direct deposit!

II. Audio Response

III. Home Banking/Electronic Bill Payment (UFCUdirect)

IV. Traveler’s Checks & Money Orders

Features

• American Express Traveler’s Checks are guaranteed if lost or stolen
• Checks can be purchased in a variety of denominations
• Travelers checks are free if you use at least two UFCU services
• Traveler’s Express Money Orders can be purchased in amounts up to $1000
• Money orders cost $1

Benefits

• Carry American Express when you don’t want to risk losing cash!
• Money orders are convenient when guaranteed funds are needed!
• Receipt shows proof of payment and proof if lost or stolen!