Welcome to Ukrainian FCU!
Today: Saturday, May 17, 2008

Today: Saturday, May 17, 2008


- Commercial Loan Application Process
- How to Avoid Home Foreclosure
- How to Improve Your FICO Score
- Start IRA Savings Account
- What is Check 21?
- Beware of Phishing Scams
- Facts About Credit Unions



Credit Union Membership Eligibility
- A member of a common bond church or organization
- An immediatefamily memberof someone from an above qualifying group. A family member is defined as: husband, wife, mother, father, brother, sister, child, step-child, grand-child, and grand-parent. Note that a family member of an eligible person can join even if the eligible person chooses not to join.Example: Maria Kozakis a member of St. JosaphatChurch but is not a member. Her son Ivan wants to join the credit union. Hiseligibility is: mother, Maria Kozak, St. JosaphatChurch member.
- AShare Savings Accountwith $50 minimum deposit.
- Account may be single ownershipor joint ownership.
Advantages of Membership
- Affordable financial services
- A full-line of financial services
- Low or no fees on services
- Low or no minimum balance requirements
- Affordable loan rates
- Competitive interest paid on shares
- 24-hour access to accounts
- Convenient office hours
- Friendly, personal, & professional service
- Funds federally insured by NCUA
- Service in native language
Federal Deposit Insurance
- Funds are federally insured by the National Credit Union Administration up to $100,000; or $250,000 for IRA accounts
- All deposits in your individual accounts are added together and protected up to the $100,000 limit.
- NCUA insures joint accounts separately from individual accounts.
- Example: You and your spouse maintain a joint account containing $100,000 and you also have a $25,000 joint account with a child. Your total insured funds would be $125,000.








