Today: Wednesday, Jul 23, 2008
- Commercial Loan Application Process
- How to Avoid Home Foreclosure
- How to Improve Your FICO Score
- Start IRA Savings Account
- What is Check 21?
- Beware of Phishing Scams
- Facts About Credit Unions
-
The Credit Union will be closed in observance of the following holiday:
Aug 30–Sept 1 (Sat–Mon)
Labor Day Weekend
RATES START FROM:
Share Savings
Description |
Balance Range |
Interest Rate |
APY*(as high as) |
Regular Shares |
$50-$1999.99 |
0.500% |
0.500% |
Regular Shares |
$2000-$9999.99 |
1.000% |
1.001% |
Regular Shares |
$10000.00-$999,999,999.99 |
1.500% |
1.504% |
IRA Shares |
$50.00-$999,999,999.99 |
2.000% |
2.010% |
Roth IRA Shares |
$50.00-$999,999,999.99 |
2.000% |
2.010% |
Coverdell IRA Shares |
$50.00-$999,999,999.99 |
2.000% |
2.010% |
*Annual Percentage Yield.
Declared by Board for 2st Qtr. 2008
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Share Checking
Description |
Balance Range |
Interest Rate |
APY*(as high as) |
Business Premier SD |
$0.00-$1,499.99 |
0.00% |
0.00% |
$1,500-$9,999.99 |
0.400% |
0.400% |
|
$10,000.00-$49,999.99 |
0.550% |
0.550% |
|
$50.000.00-$74,999.99 |
0.850% |
0.851% |
|
$750,000.00-$999,999,999.99 |
1.050% |
1.052% |
|
Organization SD |
$0.00-$999.99 |
0.00% |
0.00% |
$1000.00-$999,999,999.99 |
0.500% |
0.500% |
|
Personal SD |
$0.00-$999.99 |
0.00% |
0.00% |
$2000.00-$999,999,999.99 |
0.500% |
0.500% |
*Annual Percentage Yield.
Declared by Board for 2st Qtr. 2008
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Money Market (as high as)
| Description | Next Pay Date |
Minimum Balance | Annual Percentage Yield |
| Money Market | 07/25/2008 | $499.00 |
0.00% |
| Average Monthly Balance | Annual Percentage Yield |
||
$500.00-$2,499.99 |
0.50%-0.50% | ||
| $2,500.00-$99,999.99 | 1.000%-1.002% |
||
| $10,000.00-$24,999.99 | 1.500%-1.506% |
||
| $25,000.00-$49,999.99 | 1.550%-1.557% |
||
| $50,000.00-$99,999.99 | 2.000%-2.013% |
||
| $100,000.00-$999,999,999.99 | 2.250%-2.267% |
All dividend rates subject to change without notice. Fees could reduce earnings in the account.
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Premier Money Market (as high as)
| Description | Next Pay Date |
Minimum Balance | Annual Percentage Yield |
| Premier Money Market | 07/25/2008 | $2,499.00 |
0.00% |
| Average Monthly Balance | Annual Percentage Yield |
||
$2,500.00-$9,999.99 |
0.750%-0.751% | ||
| $10,000.00-$24,999.99 | 1.500%-1.506% |
||
| $25,000.00-$49,999.99 | 1.600%-1.607% |
||
| $50,000.00-$74,999.99 | 2.150%-2.165% |
||
| $75,000.00-$99,999.99 | 2.200%-2.216% |
||
| $100,000.00-$999,999,999.99 | 2.250%-2.267% |
All dividend rates subject to change without notice. Fees could reduce earnings in the account.
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Share Certificates
CD Calculator
Term |
Minimum Balance To Obtain APY |
Dividend Rate |
Annual Percentage Yield (as high as) |
| 1-Year | $1000.00 | 2.55% | 2.567% |
| 1-Year Jumbo | $75000.00 | 3.100% | 3.128% |
| 13 months | $500.00 | 2.75% | 2.771% |
| 15 Months | $500.00 | 2.75% | 2.771% |
| 18 Months | $500.00 | 2.75% | 2.771% |
| 18 Months Jumbo | $75000.00 | 3.125% | 3.153% |
| 2.5 Year | $500.00 | 2.950% | 2.975% |
| 2.5 Year Jumbo | $75000.00 | 3.40% | 3.434% |
| 2 Year Add On | $2000.00 | 3.10% | 3.128% |
| 3 Yrs 1x Bump Up | $2000.00 | 3.00% | 3.026% |
| 4 Years | $500.00 | 3.05% | 3.077% |
| 5-Months | $1000.00 | 1.80% | 1.807% |
| 5-Year Jumbo | $75000.00 | 4.00% | 4.049% |
| 5-Year | $500.00 | 3.15% | 3.179% |
| 6-Month | $1000.00 | 1.80% | 1.807% |
| 6-Month Jumbo | $75000.00 | 2.00% | 2.010% |
| 7-Month | $1000.00 | 2.25% | 2.263% |
| 9-Month | $1000.00 | 2.25% | 2.263% |
IRA
Term |
Minimum Balance To Obtain APY |
Dividend Rate |
Annual Percentage Yield (as high as) |
| IRA 1 Year | $500.00 | 2.75% | 2.771% |
| IRA 13 Month | $500.00 | 2.75% | 2.771% |
| IRA 15 Month | $500.00 | 2.75% | 2.771% |
| IRA 18-Mth Jumbo | $75000.00 | 3.100% | 3.128% |
| IRA 18-Month | $500.00 | 3.00% | 3.026% |
| IRA 2.5 Yr. Jumbo | $75000.00 | 3.50% | 3.536% |
| IRA 2.5 Year | $500.00 | 3.15% | 3.179% |
| IRA 2 Yr. Add On | $2000.00 | 3.15% | 3.179% |
| IRA 3 Yr. 1x. Bump Up | $2000.00 | 3.50% | 3.536% |
| IRA 4 Year | $500.00 | 3.15% | 3.179% |
| IRA 5 Month | $500.00 | 2.00% | 2.010% |
| IRA 5 Year Jumbo | $75000.00 | 4.00% | 4.49% |
| IRA 5 Year | $500.00 | 3.45% | 3.485% |
| IRA 7 Month | $500.00 | 2.25% | 2.263% |
| IRA 9 Month | $500.00 | 2.50% | 2.517% |
| Roth IRA 13 Month | $500.00 | 2.75% | 2.771% |
| Roth IRA 15 Month | $500.00 | 2.75% | 2.771% |
| Roth IRA 18 Month | $500.00 | 3.00% | 2.026% |
| Roth IRA 1 Year | $500.00 | 2.75% | 2.771% |
| Roth IRA 2 Yr. Add On | $2000.00 | 3.15% | 3.179% |
| Roth IRA 3 Yr. 1x Bump Up | $2000.00 | 3.15% | 3.179% |
| Roth IRA 5 Yr. Add On | $500.00 | 3.45% | 3.485% |
| Roth IRA 6 Month | $500.00 | 2.15% | 2.161% |
| Roth IRA 7 Month | $500.00 | 2.25% | 2.263% |
All dividend rates subject to change without notice. Fees could reduce earnings in the account.
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VISA
VISA rates not available
Auto Loans
Term |
APR*-New (as low as) |
APR*-Used (as low as) |
2 Years |
5.500% |
|
3 Years |
5.500% |
5.750% |
4 Years |
5.750% |
6.000% |
5 Years |
6.000% |
6.250% |
6 Years |
6.250% |
6.500% |
7 Years |
6.500% |
All rates subject to change without notice.
*Annual Percentage Rate. Includes full discounts with DOWN PMT, DD** & ALP***
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DD** - Direct Deposit
ALP*** - Automated Loan Payment
Business Vehicle Loans
Term |
APR* (as low as) |
2 Years |
7.875% |
3 Years |
8.625% |
4 Years |
9.125% |
5 Years |
9.625% |
All rates subject to change without notice.
*Annual Percentage Rate. Includes full discounts with DOWN PMT, DD** & ALP***
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DD** - Direct Deposit
ALP*** - Automated Loan Payment
Share Loans
Term |
APR* (as low as) |
2 Years |
3.000% |
3 Years |
3.250% |
4 Years |
3.750% |
5 Years |
3.750% |
All rates subject to change without notice.
*Annual Percentage Rate. Includes full discounts with DOWN PMT, DD** & ALP***
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DD** - Direct Deposit
ALP*** - Automated Loan Payment
Mortgage Loans
Description |
0 pts. APR*(as low as) |
1 pt. APR* (as low as) |
FIXED |
||
5 Years |
5.375% |
5.125% |
10 Years |
5.500% |
5.250% |
15 Years |
5.625% |
5.375% |
20 Years |
5.875% |
5.625% |
25 Years |
6.125% |
5.875% |
Description |
0 pts. APR |
1 pt. APR |
NON-CONVERTIBLE |
||
3/1 |
5.125% |
4.875% |
5/1 |
5.250% |
5.000% |
7/1 |
5.625% |
5.375% |
10/1 |
6.125% |
5.875% |
All rates subject to change without notice.
*Annual Percentage Rate.
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Consumer Loans
Term |
APR* (as low as) |
2 Years |
9.25% |
3 Years |
10.25% |
4 Years |
11.50% |
5 Years |
11.75% |
All rates subject to change without notice.
*Annual Percentage Rate. Includes full discounts with DOWN PMT, DD** & ALP***
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DD** - Direct Deposit
ALP*** - Automated Loan Payment
Home Equity Loans
Term |
APR* (as low as) |
Home Improvement secured- 10 Years |
8.125% |
Home Equity - up to 100% L-T-V - 12 Years |
7.875% |
Home Equity - up to 80% L-T-V - 15 Years |
7.250% |
Home Equity - up to 80% L-T-V - 10 Years |
7.000% |
All rates subject to change without notice.
*Annual Percentage Rate.
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