| ATM Locator-Enter ZIP |
| At Ukrainian FCU we strive to provide each individual member with personalized service. Your financial needs are unique and we understand that. We have lower loan rates and higher interest rates on deposits because we return our earnings to our members. So when it comes to borrowing or investing you can rest assured that you are receiving a personalized solution to your financial needs. You'll also have peace of mind because your hard earned money is federally insured by NCUA up to $250,000 per account. | ||||
| Savings |  |
 |
||
| Description | Balance Range | Interest Rate | APY* (as high as) |
|---|---|---|---|
| Regular Shares | $50 - $1999.99 | 0.200% | 0.200% |
| Regular Shares | $2,000 - $9999.99 | 0.300% | 0.301% |
| Regular Shares | $10,000 - $999,999,999.99 | 0.500% | 0.501% |
| IRA Shares | $50 - $999,999,999.99 | 0.500% | 0.501% |
| Roth IRA Shares | $50 - $999,999,999.99 | 0.500% | 0.501% |
| Coverdell IRA Shares | $50 - $999,999,999.99 | 0.500% | 0.501% |
| *Annual Percentage Yield. Fees could reduce earnings in the account. | |||||||
| Declared by Board for 3rd Qtr. 2011 | |||||||
| Click here for a printer-friendly version | Disclosures | ||||||
| At Ukrainian FCU we strive to provide each individual member with personalized service. Your financial needs are unique and we understand that. We have lower loan rates and higher interest rates on deposits because we return our earnings to our members. So when it comes to borrowing or investing you can rest assured that you are receiving a personalized solution to your financial needs. You'll also have peace of mind because your hard earned money is federally insured by NCUA up to $250,000 per account. | ||||
| Share Draft | |
|||
| Description | Balance Range | Interest Rate | APY* (as high as) |
|---|---|---|---|
| Business Premier SD | $0 - $4,999.99 | 0.00% | 0.00% |
| $5,000 - $9,999.99 | 0.00% | 0.00% | |
| $10,000 - $49,999.99 | 0.00% | 0.00% | |
| $50,000 - $74,999.99 | 0.075% | 0.075% | |
| $75,000. - $999,999,999.99 | 0.10% | 0.10% | |
| Organization SD | $0 - $2,999.99 | 0.00% | 0.00% |
| $3,000 - $999,999,999.99 | 0.075% | 0.075% | |
| Personal SD | $0 - $2,999.99 | 0.00% | 0.00% |
| $3,000- $999,999,999.99 | 0.075% | 0.075% | |
| *Annual Percentage Yield. Fees could reduce earnings in the account. | |||||||
| Declared by Board for 3rd Qtr. 2011 | |||||||
| Click here for a printer-friendly version | Disclosures | ||||||
| At Ukrainian FCU we strive to provide each individual member with personalized service. Your financial needs are unique and we understand that. We have lower loan rates and higher interest rates on deposits because we return our earnings to our members. So when it comes to borrowing or investing you can rest assured that you are receiving a personalized solution to your financial needs. You'll also have peace of mind because your hard earned money is federally insured by NCUA up to $250,000 per account. | ||||
| Money Market | |
|||
| Description | Pay Date | Min. Balance | Annual Percentage Yield |
|---|---|---|---|
| Money Market | 25th of the month | $499.00 | 0.00% |
| Average Monthly Balance | Annual PercentageYield | ||
| $500 - $2,499.99 | 0.200%-0.200% | ||
| $2,500 - $9,999.99 | 0.400%-0.400% | ||
| $10,000 - $24,999.99 | 0.450%-0.450% | ||
| $25,000 - $49,999.99 | 0.500%-0.501% | ||
| $50,000 - $99,999.99 | 0.500%-0.501% | ||
| $100,000 - $999,999,999.99 | 0.500%-0.501% | ||
| All dividend rates subject to change without notice. Fees could reduce earnings in the account. | |||||||
| Click here for a printer-friendly version | Disclosures | ||||||
| At Ukrainian FCU we strive to provide each individual member with personalized service. Your financial needs are unique and we understand that. We have lower loan rates and higher interest rates on deposits because we return our earnings to our members. So when it comes to borrowing or investing you can rest assured that you are receiving a personalized solution to your financial needs. You'll also have peace of mind because your hard earned money is federally insured by NCUA up to $250,000 per account. | ||||
| Premier Money Market | |
|||
| Description | Pay Date | Min. Balance | Annual Percentage Yield |
|---|---|---|---|
| Premier Money Market | 25th of the month | $2,499.00 | 0.00% |
| Average Monthly Balance | Annual Percentage Yield | ||
| $2,500 - $9,999.99 | 0.400%-0.401% | ||
| $10,000 - $24,999.99 | 0.500%-0.501% | ||
| $25,000 - $49,999.99 | 0.600%-0.602% | ||
| $50,000 - $74,999.99 | 0.600%-0.602% | ||
| $75,000 - $99,999.99 | 0.650%-0.652% | ||
| $100,000 - $999,999,999.99 | 0.650%-0.652% | ||
| All dividend rates subject to change without notice. Fees could reduce earnings in the account. | |||||||
| Click here for a printer-friendly version | Disclosures | ||||||
| At Ukrainian FCU we strive to provide each individual member with personalized service. Your financial needs are unique and we understand that. We have lower loan rates and higher interest rates on deposits because we return our earnings to our members. So when it comes to borrowing or investing you can rest assured that you are receiving a personalized solution to your financial needs. You'll also have peace of mind because your hard earned money is federally insured by NCUA up to $250,000 per account. | ||||
|
|
|||
| Term | Min Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| 4-Year CD Special | $500.00 | 2.000% | 2.015% |
| 4-Year IRA Special | $500.00 | 2.000% | 2.015% |
| 1-Year CD Special | $500.00 | 0.997% | 1.000% |
| 1-Year IRA Special | $500.00 | 0.997% | 1.000% |
| Term | Min Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| 1-Year | $500 | 0.750% | 0.752% |
| 1-Year Jumbo | $500 | 0.750% | 0.752% |
| 13 months | $500 | 0.750% | 0.752% |
| 15 Months | $500 | 0.900% | 0.903% |
| 18 Months | $500 | 0.900% | 0.903% |
| 18 Months Jumbo | $500 | 0.950% | 0.953% |
| 2.5 Year | $500 | 1.450% | 1.457% |
| 2.5 Year Jumbo | $500 | 1.450% | 1.457% |
| 2 Year Add On | $500 | 1.250% | 1.255% |
| 3 Yrs 1x Bump Up | $500 | 1.700% | 1.710% |
| 4 Years | $500 | 1.750% | 1.761% |
| 5-Months | $500 | 0.500% | 0.500% |
| 5-Year Jumbo | $500 | 2.250% | 2.269% |
| 5-Year | $500 | 2.200% | 2.218% |
| 6-Month | $500 | 0.500% | 0.500% |
| 6-Month Jumbo | $500 | 0.550% | 0.551% |
| 7-Month | $500 | 0.600% | 0.601% |
| 9-Month | $500 | 0.600% | 0.601% |
| All dividend rates subject to change without notice. Fees could reduce earnings in the account. | |||||||
| Click here for a printer-friendly version | Disclosures | ||||||
| At Ukrainian FCU we strive to provide each individual member with personalized service. Your financial needs are unique and we understand that. We have lower loan rates and higher interest rates on deposits because we return our earnings to our members. So when it comes to borrowing or investing you can rest assured that you are receiving a personalized solution to your financial needs. You'll also have peace of mind because your hard earned money is federally insured by NCUA up to $250,000 per account. | ||||
| IRA | |
|
||
| Term | Min Balance | Dividend Rate | AnnualPercentage Yield |
|---|---|---|---|
| IRA 1 Year | $500 | 0.800% | 0.802% |
| IRA 13 Month | $500 | 0.850% | 0.852% |
| IRA 15 Month | $500 | 0.900% | 0.903% |
| IRA 18-Mth Jumbo | $75,000 | 1.050% | 1.054% |
| IRA 18-Month | $500 | 1.000% | 1.003% |
| IRA 2.5 Yr. Jumbo | $75,000 | 1.600% | 1.609% |
| IRA 2.5 Year | $500 | 1.555% | 1.559% |
| IRA 2 Yr. Add On | $2,000 | 1.250% | 1.255% |
| IRA 3 Yr. 1x. Bump Up Jb | $75,000 | 1.650% | 1.660% |
| IRA 3 Yr. 1x. Bump Up | $2,000 | 1.650% | 1.660% |
| IRA 4 Year | $500 | 1.900% | 1.913% |
| IRA 5 Month | $500 | 0.500% | 0.500% |
| IRA 5 Year Jumbo | $75,000 | 2.300% | 2.319% |
| IRA 5 Year | $500 | 2.250% | 2.690% |
| IRA 7 Month | $500 | 0.500% | 0.509% |
| IRA 9 Month | $500 | 0.600% | 0.601% |
| Roth IRA 13 Month | $500 | 0.850% | 0.852% |
| Roth IRA 15 Month | $500 | 0.900% | 0.903% |
| Roth IRA 18 Month | $500 | 1.000% | 1.003% |
| Roth IRA 1 Year | $500 | 0.800% | 0.802% |
| Roth IRA 2 Yr. Add On | $2,000 | 1.250% | 1.255% |
| Roth IRA 3 Yr. 1x Bump Up | $2,000 | 1.650% | 1.660% |
| Roth IRA 5 Yr. Add On | $500 | 2.250% | 2.269% |
| Roth IRA 6 Month | $500 | 0.550% | 0.551% |
| Roth IRA 7 Month | $500 | 0.500% | 0.500% |
| All dividend rates subject to change without notice. Fees could reduce earnings in the account. |
|||||||
| Click here for a printer-friendly version | Disclosures | ||||||
| At Ukrainian FCU we strive to provide each individual member with personalized service. Your financial needs are unique and we understand that. We have lower loan rates and higher interest rates on deposits because we return our earnings to our members. So when it comes to borrowing or investing you can rest assured that you are receiving a personalized solution to your financial needs. You'll also have peace of mind because your hard earned money is federally insured by NCUA up to $250,000 per account. | ||||
| VISA | |
|
||
| Derscription | APR* | |
|---|---|---|
| Annual Percentage Rate for purchases is as low as | 9.75%-12.75% | |
| Annual Percentage Rate for cash advances is as low as | 11.75% - 14.75% | |
| *Annual Percentage Rate. | ||
| All rates subject to change without notice. |
|||||||
| Click here for a printer-friendly version | Disclosures | ||||||
| At Ukrainian FCU we strive to provide each individual member with personalized service. Your financial needs are unique and we understand that. We have lower loan rates and higher interest rates on deposits because we return our earnings to our members. So when it comes to borrowing or investing you can rest assured that you are receiving a personalized solution to your financial needs. You'll also have peace of mind because your hard earned money is federally insured by NCUA up to $250,000 per account. | ||||
| Loans | |
|
||
| Term | APR*-New (as low as) | APR*-Used (as low as) |
|---|---|---|
| 3 Years | 2.750% | 4.000% |
| 4 Years | 4.000% | 4.250% |
| 5 Years | 4.250% | 4.500% |
| 6 Years | 4.500% | 4.750% |
| 7 Years | 4.750% | 5.000% |
| Business Vehicle Loans | ||
| Term | APR* (as low as) | |
| 2 Years | 7.750% | |
| 3 Years | 8.250% | |
| 4 Years | 8.500% | |
| 5 Years | 8.7500% | |
| Share Loans | ||
| Term | APR* (as low as) | |
| 2 Years | 3.000% | |
| 3 Years | 3.750% | |
| 4 Years | 4.000% | |
| 5 Years | 4.250% | |
| Consumer Loans | ||
| Term | APR* (as low as) | |
| 2 Years | 9.000% | |
| 3 Years | 10.000% | |
| 4 Years | 11.000% | |
| 5 Years | 12.000% | |
| All rates subject to change without notice. | |||||||
| Special UFCU Relationship Discounts of .10% (up to 1% max.) for -- Automatic Loan Payment, Direct Deposit. | |||||||
| *Annual Percentage Rate. | |||||||
| Click here for a printer-friendly version | Disclosures | ||||||
| At Ukrainian FCU we strive to provide each individual member with personalized service. Your financial needs are unique and we understand that. We have lower loan rates and higher interest rates on deposits because we return our earnings to our members. So when it comes to borrowing or investing you can rest assured that you are receiving a personalized solution to your financial needs. You'll also have peace of mind because your hard earned money is federally insured by NCUA up to $250,000 per account. | ||||
| Mortgages | |
|
||
| Term | 0 pts. APR*(as low as) |
1/2 pt. APR* (as low as) |
|---|---|---|
| FIXED | ||
| 5 Years | 3.000% | 2.875% |
| 10 Years | 3.250% | 3.125% |
| 15 Years | 3.500% | 3.375% |
| 20 Years | 4.250% | 4.125% |
| 25 Years | 4.500% | 4.375% |
| Description | 0 pts. APR*(as low as) |
1/2 pt. APR* (as low as) |
| HYBRID | ||
| 3/1/30 | 3.000% | 2.875% |
| 5/1/30 | 3.250% | 3.125% |
| 7/1/30 | 3.500% | 3.375% |
| 10/1/30 | 4.125% | 4.000% |
| Description | 0 pts. APR*(as low as) |
1/2 pt. APR* (as low as) |
| MODIFICATIONS | ||
| 5 Years 80% | 3.250% | 3.125% |
| 10 Years 80% | 3.500% | 3.375% |
| 12 Years 80% | 3.625% | 3.500% |
| 15 Years 80% | 3.750% | 3.625% |
| 20 Years 80% | 4.625% | 4.500% |
| 25 Years 80% | 4.875% | 4.650% |
| Home Equity Loans | ||
| Term | APR* (as low as) | |
| Home Improvement secured 80%- 5 Years | 6.250% | |
| Home Equity - up to 80% L-T-V - 10 Years | 5.750% | |
| Home Equity - up to 80% L-T-V - 15 Years | 6.250% | |
| Select: | ||
| All rates subject to change without notice. |
|||||||
| Special UFCU Relationship Discounts of .10% (up to 1% max.) for -- Automatic Loan Payment, Direct Deposit. | |||||||
| *Annual Percentage Rate. | |||||||
| Click here for a printer-friendly version | Disclosures | ||||||
| At Ukrainian FCU we strive to provide each individual member with personalized service. Your financial needs are unique and we understand that. We have lower loan rates and higher interest rates on deposits because we return our earnings to our members. So when it comes to borrowing or investing you can rest assured that you are receiving a personalized solution to your financial needs. You'll also have peace of mind because your hard earned money is federally insured by NCUA up to $250,000 per account. | ||||
| Fees | |
|||
| Fee Schedule - Effective September 1, 2011 | |
|---|---|
| Account Activity Printout | $2 |
| Account closure (IRA) | $25 |
| Account closure (within 6 months) | $25 |
| Account closure (Youth Mitten Club) | $25 |
| Account reconciliation (per hour) | $35 |
| Account Ownership TIN & EIN Verification | $50 |
| Account verification statement | $3 |
| ACH Exception processing | $25 |
| Affidavit Letters/Consular | $20 |
| Business Premier Image Share Draft Account - monthly | $25 |
| Business Premier Share Draft Account - monthly | $15 |
| Business Share Draft NSF Non-return | $29 |
| Business Share Draft NSF Return Fee | $29 |
| Certified Check | $10 |
| Check Card ATM withdrawals (over 10 per mth.) | $2 |
| Collection items | $25 |
| Copies of Paid Check (per item) | $5 |
| Copies of Paid Share Draft (per item) | $5 |
| Credit Verification Statements | $5 |
| Document Translation: from | $25 |
| Dormant Savings Accounts | $15 |
| Excess Withdrawals-over 6 per m. & occurrence | $5 |
| Fax (per page) | $2 |
| Foreign Check Processing | $10 |
| Inactive Share Draft/Checking (after 6 months) per mth | $5 |
| Inactive Share Savings (after 30 months) per mth | $10 |
| Legal Process-subpeonas, levies and/or government orders | $50 |
| Money Market below Minimum ($500) | $10 |
| Money Market Excess Withdrawals->3 per m & occurrence | $10 |
| Money Order | $2 |
| Negative Balance Fee (per occurrence) | $15 |
| Night Deposit Bag & Keys | $25 |
| Notary Service - CA State: from | $5 |
| Notary Service - NY State: from | $1 |
| Notary Service (non-members) from: | $2 |
| NSF Non-return | $25 |
| NSF Return Fee | $25 |
| Official Check | $2 |
| Organization Premier Image | $15 |
| Overdraft Privilege Fee (personal) | $25 |
| Overdraft Privilege Fee (business) | $29 |
| Passbook replacement | $2 |
| Personal Premier Image | $10 |
| Photocopies (per document page) | $0.20 |
| Premier Money Market | $15 |
| Premier Money Market NSF Return Fee | $20 |
| Protest Fee | $45 |
| Research request (per hour, 1 hour min.) | $35 |
| Returned Deposited Item (Business) | $29 |
| Returned Deposited Item (Organization) | $25 |
| Returned Deposited Item (Personal) | $25 |
| Returned Mail Process (per occurrence) | $5 |
| Share Savings Below Minimum ($50) | $5 |
| Stale Check Processing (over 180 days) | $25 |
| Statement Copy - up to 6 mo / page over 6 mo research fee applies | $1 |
| Stop payment (Official Checks) | $25 |
| Stop Payment (Share Draft) | $20 |
| Uncollected Funds Fee | $25 |
| VISA Balance Transfer Fee (% of balance) | 2% |
| Visa Gold Card Late Payment | $25 |
| Visa Gold Card Replacement | $25 |
| Visa Gold Card Returned Check | $25 |
| Visa Gold Card Rush Delivery | $39 |
| Foreign Transaction Fee - debit card (% of balance) | 2% |
| Wire Transfer - (incoming) | $5 |
| Wire Transfer - (outgoing) Domestic | $15 |
| Wire transfer - (outgoing) International | $35 |
| LATE PAYMENT FEES | Minimum |
| Consumer Loans | $20 |
| Visa Gold Credit Card | $29 |
| Commercial Loans 6% of payment | $50 |
| 1st Mortgages 4% of payment | $20 |
| 2nd Mortgages 4% of payment | $20 |
| Adjustable Mortgages 5% of payment | $20 |
| HELOC 10% of interest due | $20 |
| LOC ODP20% of interest due | $20 |
| *Effective September. 1st, 2011 | |||||||
| Fees subject to change without notice | |||||||
| Click here for a printer-friendly version | Disclosures | ||||||
| - Personal Services |
| - Business Services |
| - Online Services |
| - Calculators |
| - Youth Accounts |
| - Overdraft Privilege |
| - Scholarship |
| - Publications |
| - Share Certificate Rates Special |
| - For Sale |
| - Car Loan 2.75% APR |
| - Phone Banking |
 |
Your Savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. This credit union is federally insured by the National Credit Union Administration |
| We operate in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NCUA is a US government agency. | |
| Disclaimer: Ukrainian FCU is not responsible for the privacy practices or the content of web sites which we may provide a link to. While all efforts are made to maintain the accuracy of information presented on the Ukrainian FCU web site, we cannot guarantee that all information is current. Please contact UFCU directly for the most current information. |