Сьогодні: Thursday, Mar 11, 2010

-
Ми зачинені:
April 2, after 3 p.m. - Good Friday;
29-31 травня - День Пам’яті




- Income Tax Incentives in 2009
- Medicaid Alert
- Hотаіус
- Що таке «чек третьої особи»?
- Про нерухомість
- Що таке офіційний чек?
- Фінансова стабільність УФКС
- Що значить Федеральне забезпечення ваших рахунків
- NCUA страхування
- Процес отримання комерційної позики
- Як уникнути втрати нерухомості
- Як покращити свій FICO
- Яке страхування вам підходить
- Що таке чек 21?
- Остерігайтеся Фінансової Експлуатації
- Попередження про фальшивки
- Особливості кредитних спілок
2010 - Ми зачинені:
1 січня Новий Рік |
7 січня Українське Різдво |
15 лютого День Президента |
29-31 травня День Пам’яті |
3-5 липня День Незалежності |
4 вересня День Праці |
11 жовтня День Колумба |
25 листопада День Подяки |
25 грудня Різдво |

Ощадні рахунки
Description |
Balance Range |
Interest Rate |
APY*(as high as) |
Regular Shares |
$50 - $1999.99 |
0.250% |
0.250% |
Regular Shares |
$2,000 - $9999.99 |
0.500% |
0.501% |
Regular Shares |
$10,000 - $999,999,999.99 |
0.750% |
0.752% |
IRA Shares |
$50 - $999,999,999.99 |
0.750% |
0.752% |
Roth IRA Shares |
$50 - $999,999,999.99 |
0.750% |
0.752% |
Coverdell IRA Shares |
$50 - $999,999,999.99 |
0.750% |
0.752% |
*Annual Percentage Yield.
Declared by Board for 3nd Qtr. 2009
| Click here for a printer-friendly version |
Чекові рахунки
Description |
Balance Range |
Interest Rate |
APY*(as high as) |
Business Premier SD |
$0 - $4,999.99 |
0.00% |
0.00% |
$5,000 - $9,999.99 |
0.00% |
0.00% |
|
$10,000 - $49,999.99 |
0.00% |
0.00% |
|
$50,000 - $74,999.99 |
0.10% |
0.10% |
|
$75,000. - $999,999,999.99 |
0.15% |
0.15% |
|
Organization SD |
$0 - $2,999.99 |
0.00% |
0.00% |
$3,000 - $999,999,999.99 |
0.10% |
0.10% |
|
Personal SD |
$0 - $2,999.99 |
0.00% |
0.00% |
$3,000- $999,999,999.99 |
0.10% |
0.10% |
| Click here for a printer-friendly version |
Money Market (as high as)
| Description | Next Pay Date |
Minimum Balance | Annual Percentage Yield |
| Money Market | 03/25/2010 | $499.00 |
0.00% |
| Average Monthly Balance | Annual Percentage Yield |
||
$500 - $2,499.99 |
0.400%-0.401% | ||
| $2,500 - $9,999.99 | 0.500%-0.501% |
||
| $10,000 - $24,999.99 | 0.600%-0.602% |
||
| $25,000 - $49,999.99 | 0.700%-0.702% |
||
| $50,000 - $99,999.99 | 0.900%-0.904% |
||
| $100,000 - $999,999,999.99 | 1.000%-1.005% |
All dividend rates subject to change without notice. Fees could reduce earnings in the account. ![]()
| Click here for a printer-friendly version |
Premier Money Market (as high as)
| Description | Next Pay Date |
Minimum Balance | Annual Percentage Yield |
| Premier Money Market | 03/25/2010 | $2,499.00 |
0.00% |
| Average Monthly Balance | Annual Percentage Yield |
||
$2,500 - $9,999.99 |
0.400%-0.401% | ||
| $10,000 - $24,999.99 | 0.500%-0.501% |
||
| $25,000 - $49,999.99 | 0.600%-0.602% |
||
| $50,000 - $74,999.99 | 0.900%-0.904% |
||
| $75,000 - $99,999.99 | 1.000%-1.005% |
||
| $100,000 - $999,999,999.99 | 1.150%-1.156% |
All dividend rates subject to change without notice. Fees could reduce earnings in the account. ![]()
| Click here for a printer-friendly version |
Сертифікати
CD Calculator
Term |
Minimum Balance To Obtain APY |
Dividend Rate |
Annual Percentage Yield (as high as) |
| 1-Year | $1,000 | 1.150% | 1.155% |
| 1-Year Jumbo | $75,000 | 1.250% | 1.256% |
| 13 months | $500 | 1.300% | 1.306% |
| 15 Months | $500 | 1.300% | 1.306% |
| 18 Months | $500 | 1.300% | 1.306% |
| 18 Months Jumbo | $75,000 | 1.400% | 1.407% |
| 2.5 Year | $500 | 1.750% | 1.762% |
| 2.5 Year Jumbo | $75,000 | 1.850% | 1.863% |
| 2 Year Add On | $2,000 | 1.500% | 1.508% |
| 3 Yrs 1x Bump Up | $2,000 | 1.700% | 1.711% |
| 4 Years | $500 | 2.150% | 2.167% |
| 5-Months | $500 | 0.750% | 0.752% |
| 5-Year Jumbo | $75,000 | 2.350% | 2.371% |
| 5-Year | $500 | 2.250% | 2.269% |
| 6-Month | $1,000 | 0.800% | 0.802% |
| 6-Month Jumbo | $75,000 | 0.900% | 0.903% |
| 7-Month | $1,000 | 0.950% | 0.953% |
| 9-Month | $1,000 | 0.950% | 0.953% |
| Click here for a printer-friendly version |
CD Specials
Term |
Minimum Balance To Obtain APY |
Dividend Rate |
Annual Percentage Yield (as high as) |
| 15 Months | $500 | 1.300% | 1.306% |
| 2 Year Add On | $2,000 | 1.500% | 1.508% |
| 3-Year Bump Up | $2,000 | 1.700% | 1.711% |
All dividend rates subject to change without notice. Fees could reduce earnings in the account.
| Click here for a printer-friendly version |
IRA
Term |
Minimum Balance To Obtain APY |
Dividend Rate |
Annual Percentage Yield (as high as) |
| IRA 1 Year | $500 | 1.150% | 1.155% |
| IRA 13 Month | $500 | 1.300% | 1.306% |
| IRA 15 Month | $500 | 1.350% | 1.357% |
| IRA 18-Mth Jumbo | $75,000 | 1.600% | 1.610% |
| IRA 18-Month | $500 | 1.450% | 1.458% |
| IRA 2.5 Yr. Jumbo | $75,000 | 1.900% | 1.914% |
| IRA 2.5 Year | $500 | 1.900% | 1.914% |
| IRA 2 Yr. Add On | $2,000 | 1.650% | 1.660% |
| IRA 3 Yr. 1x. Bump Up Jb | $75,000 | 1.750% | 1.762% |
| IRA 3 Yr. 1x. Bump Up | $2,000 | 1.750% | 1.762% |
| IRA 4 Year | $500 | 2.350% | 2.371% |
| IRA 5 Month | $500 | 0.900% | 0.903% |
| IRA 5 Year Jumbo | $75,000 | 2.500% | 2.524% |
| IRA 5 Year | $500 | 2.350% | 2.371% |
| IRA 7 Month | $500 | 1.000% | 1.004% |
| IRA 9 Month | $500 | 1.100% | 1.105% |
| Roth IRA 13 Month | $500 | 1.300% | 1.306% |
| Roth IRA 15 Month | $500 | 1.350% | 1.357% |
| Roth IRA 18 Month | $500 | 1.500% | 1.508% |
| Roth IRA 1 Year | $500 | 1.150% | 1.155% |
| Roth IRA 2 Yr. Add On | $2,000 | 1.650% | 1.660% |
| Roth IRA 3 Yr. 1x Bump Up | $2,000 | 1.750% | 1.762% |
| Roth IRA 5 Yr. Add On | $500 | 2.350% | 2.371% |
| Roth IRA 6 Month | $500 | 1.000% | 1.004% |
| Roth IRA 7 Month | $500 | 1.000% | 1.004% |
All dividend rates subject to change without notice. Fees could reduce earnings in the account.
| Click here for a printer-friendly version |
VISA
Description |
APR |
| Annual Percentage Rate for purchases is as low as | 9.75%-12.75% |
| Annual Percentage Rate for cash advances is as low as | 11.75% - 14.75% |
All rates subject to change without notice.
*Annual Percentage Rate. ![]()
Auto Loans
Loan Calculator
Term |
APR*-New (as low as) |
APR*-Used (as low as) |
2 Years |
3.600% |
|
3 Years |
3.500% |
3.850% |
4 Years |
3.750% |
4.350% |
5 Years |
4.250% |
4.600% |
6 Years |
4.500% |
5.100% |
7 Years |
5.000% |
All rates subject to change without notice.
Special UFCU Relationship Discounts of .10% (up to 1% max.) for -- Automatic Loan Payment, Direct Deposit.
NEW car discount - .100%;
25% or more down-payment discount - .100%.
*Annual Percentage Rate.
| Click here for a printer-friendly version |
Business Vehicle Loans
Term |
APR* (as low as) |
2 Years |
8.000% |
3 Years |
8.500% |
4 Years |
8.750% |
5 Years |
9.000% |
All rates subject to change without notice.
Special UFCU Relationship Discounts of .10% (up to 1% max.) for -- Automatic Loan Payment, Direct Deposit.
*Annual Percentage Rate.
| Click here for a printer-friendly version |
Share Loans
Term |
APR* (as low as) |
2 Years |
3.500% |
3 Years |
4.000% |
4 Years |
4.250% |
5 Years |
4.500% |
All rates subject to change without notice.
Special UFCU Relationship Discounts of .10% (up to 1% max.) for -- Automatic Loan Payment, Direct Deposit.
*Annual Percentage Rate.
| Click here for a printer-friendly version |
Іпотечні кредити
Loan Calculator
Description |
0 pts. APR*(as low as) |
1/2 pt. APR* (as low as) |
FIXED |
||
5 Years |
4.500% |
4.250% |
10 Years |
4.625% |
4.375% |
15 Years |
4.875% |
4.625% |
20 Years |
5.125% |
4.875% |
25 Years |
5.250% |
5.000% |
Description |
0 pts. APR |
1/2 pt. APR |
HYBRID |
||
3/1/30 |
4.000% |
3.750% |
5/1/30 |
4.375% |
4.125% |
7/1/30 |
4.750% |
5.375% |
Description |
0 pts. APR |
1/2 pt. APR |
MODIFICATIONS |
||
5 Years 80% |
4.500% |
4.250% |
10 Years 80% |
4.750% |
4.500% |
12 Years 80% |
4.875% |
4.625% |
15 Years 80% |
5.000% |
4.750% |
20 Years 80% |
5.125% |
4.875% |
25 Years 80% |
5.250% |
5.000% |
All rates subject to change without notice.
*Annual Percentage Rate.
| Click here for a printer-friendly version |
Consumer Loans
Term |
APR* (as low as) |
2 Years |
10.00% |
3 Years |
11.00% |
4 Years |
12.00% |
5 Years |
13.00% |
All rates subject to change without notice.
Special UFCU Relationship Discounts of .10% (up to 1% max.) for -- Automatic Loan Payment, Direct Deposit.
*Annual Percentage Rate.
| Click here for a printer-friendly version |
Home Equity Loans
Term |
APR* (as low as) |
Home Improvement secured- 5 Years |
7.500% |
Home Equity - up to 80% L-T-V - 10 Yrs No Income |
10.250% |
Home Equity - up to 80% L-T-V - 15 Years |
7.500% |
Home Equity - up to 80% L-T-V - 10 Years |
7.125% |
All rates subject to change without notice.
Special UFCU Relationship Discounts of .10% (up to 1% max.) for -- Automatic Loan Payment, Direct Deposit.
*Annual Percentage Rate.
| Click here for a printer-friendly version |


