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Spring Savings

Rates

RATES START FROM:

Share Savings

Description
Balance Range
Interest Rate
APY*(as high as)
Regular Shares
$50 - $1999.99
0.400%
0.400%
Regular Shares
$2,000 - $9999.99
0.900%
0.901%
Regular Shares
$10,000 - $999,999,999.99
1.400%
1.404%
IRA Shares
$50 - $999,999,999.99
2.000%
2.010%
Roth IRA Shares
$50 - $999,999,999.99
2.000%
2.010%
Coverdell IRA Shares
$50 - $999,999,999.99
2.000%
2.010%

*Annual Percentage Yield.
Declared by Board for 4th Qtr. 2008 Disclosures

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Share Draft Checking

Description
Balance Range
Interest Rate
APY*(as high as)
Business Premier SD
$0 - $1,999.99
0.00%
0.00%
$2,000. - $9,999.99
0.000%
0.000%
$10,000. - $49,999.99
0.250%
0.250%
$50,000. - $74,999.99
0.500%
0.500%
$75,000. - $999,999,999.99
0.750%
0.751%
Organization SD
$0 - $999.99
0.00%
0.00%
$1,000. - $999,999,999.99
0.250%
0.250%
Personal SD
$0 - $999.99
0.00%
0.00%
$1,000. - $999,999,999.99
0.250%
0.250%

*Annual Percentage Yield.
Disclosures

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Money Market (as high as)

Description Next Pay
Date
Minimum Balance Annual
Percentage
Yield
Money Market 01/25/2009
$499.00
0.00%
Average Monthly Balance     Annual
Percentage
Yield
$500 - $2,499.99
    0.500%-0.500%
$2,500 - $99,999.99    
0.750%-0.751%
$10,000 - $24,999.99    
1.250%-1.254%
$25,000 - $49,999.99    
1.500%-1.506%
$50,000 - $99,999.99    
1.750%-1.759%
$100,000 - $999,999,999.99    
1.850%-1.861%

All dividend rates subject to change without notice. Fees could reduce earnings in the account. Disclosures

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Premier Money Market (as high as)

Description Next Pay
Date
Minimum Balance Annual
Percentage
Yield
Premier Money Market 01/25/2009
$2,499.00
0.00%
Average Monthly Balance     Annual
Percentage
Yield
$2,500 - $9,999.99
    0.650%-0.650%
$10,000 - $24,999.99    
1.250%-1.254%
$25,000 - $49,999.99    
1.350%-1.355%
$50,000 - $74,999.99    
1.750%-1.759%
$75,000 - $99,999.99    
2.100%-2.114%
$100,000 - $999,999,999.99    
2.250%-2.267%

All dividend rates subject to change without notice. Fees could reduce earnings in the account. Disclosures

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Сертифікати

CD CalculatorCD Calculator
Term
Minimum Balance
To Obtain APY
Dividend Rate
Annual Percentage
Yield
(as high as)
1-Year $1,000 3.050% 3.085%
1-Year Jumbo $75,000 3.150% 3.187%
13 months $500 3.300% 3.341%
15 Months $500 3.300% 3.341%
18 Months $500 3.300% 3.341%
18 Months Jumbo $75,000 3.450% 3.495%
2.5 Year $500 3.450% 3.495%
2.5 Year Jumbo $75,000 3.550% 3.598%
2 Year Add On $2,000 3.450% 3.495%
3 Yrs 1x Bump Up $2,000 3.650% 3.700%
4 Years $500 4.000% 4.060%
5-Months $1,000 2.000% 2.015%
5-Year Jumbo $75,000 4.100% 4.163%
5-Year $500 4.100% 4.163%
6-Month $1,000 2.150% 2.167%
6-Month Jumbo $75,000 2.450% 2.473%
7-Month $1,000 2.700% 2.727%
9-Month $1,000 2.850% 2.881%

Disclosures

IRA

Term
Minimum Balance
To Obtain APY
Dividend Rate
Annual Percentage
Yield
(as high as)
IRA 1 Year $500 3.100% 3.136%
IRA 13 Month $500 3.300% 3.341%
IRA 15 Month $500 3.350% 3.392%
IRA 18-Mth Jumbo $75,000 3.450% 3.495%
IRA 18-Month $500 3.350% 3.392%
IRA 2.5 Yr. Jumbo $75,000 3.650% 3.700%
IRA 2.5 Year $500 3.500% 3.546%
IRA 2 Yr. Add On $2,000 3.500% 3.546%
IRA 3 Yr. 1x. Bump Up $2,000 3.700% 3.752%
IRA 4 Year $500 4.000% 4.060%
IRA 5 Month $500 2.000% 2.015%
IRA 5 Year Jumbo $75,000 4.150% 4.215%
IRA 5 Year $500 4.100% 4.163%
IRA 7 Month $500 2.700% 2.727%
IRA 9 Month $500 2.900% 2.932%
Roth IRA 13 Month $500 3.300% 3.341%
Roth IRA 15 Month $500 3.350% 3.392%
Roth IRA 18 Month $500 3.350% 3.392%
Roth IRA 1 Year $500 3.100% 3.136%
Roth IRA 2 Yr. Add On $2,000 3.500% 3.546%
Roth IRA 3 Yr. 1x Bump Up $2,000 3.700% 3.752%
Roth IRA 5 Yr. Add On $500 4.050% 4.112%
Roth IRA 6 Month $500 2.100% 2.117%
Roth IRA 7 Month $500 2.700% 2.727%

All dividend rates subject to change without notice. Fees could reduce earnings in the account.Disclosures

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VISA

Description
APR
Annual Percentage Rate for purchases is as low as 9.75%-12.75%
Annual Percentage Rate for cash advances is as low as 11.75% - 14.75%

All rates subject to change without notice.
*Annual Percentage Rate. Disclosures

Auto Loans

Term
APR*-New (as low as)
APR*-Used (as low as)
2 Years
 
4.250%
3 Years
4.000%
4.500%
4 Years
4.250%
4.750%
5 Years
4.500%
5.000%
6 Years
4.750%
5.500%
7 Years
5.000%

All rates subject to change without notice.
*Annual Percentage Rate. Disclosures

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Business Vehicle Loans

Term
APR* (as low as)
2 Years
7.250%
3 Years
7.500%
4 Years
8.000%
5 Years
8.250%

All rates subject to change without notice.
*Annual Percentage Rate. Disclosures

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Share Loans

Term
APR* (as low as)
2 Years
2.750%
3 Years
3.000%
4 Years
3.500%
5 Years
3.750%

All rates subject to change without notice.
*Annual Percentage Rate. Disclosures

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Іпотечні кредити

Description
0 pts. APR*(as low as)
1 pt. APR* (as low as)
FIXED
5 Years
4.875%
4.625%
10 Years
5.000%
4.750%
15 Years
5.125%
4.850%
20 Years
5.375%
5.125%
25 Years
5.500%
5.250%
Description
0 pts. APR
1 pt. APR
HYBRID
3/1/30
4.125%
3.875%
5/1/30
4.375%
4.125%
7/1/30
4.625%
4.375%
10/1/30
4.875%
4.625%

All rates subject to change without notice.
*Annual Percentage Rate.Disclosures

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Consumer Loans

Term
APR* (as low as)
2 Years
9.25%
3 Years
10.25%
4 Years
11.50%
5 Years
11.75%

All rates subject to change without notice.
*Annual Percentage Rate. Disclosures

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Home Equity Loans

Term
APR* (as low as)
Home Improvement secured- 5 Years
6.500%
Home Equity - up to 100% L-T-V - 10 Years
7.000%
Home Equity - up to 80% L-T-V - 15 Years
6.500%
Home Equity - up to 80% L-T-V - 10 Years
6.250%

All rates subject to change without notice.
*Annual Percentage Rate.Disclosures

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Contact us toll-free at 1 (877) 968-7828. R&T #: 222382221
Ukrainian Federal Credit Union | Main Office - 824 Ridge Road East | Rochester, NY 14621
East Coast branches: Syracuse & Albany, NY; Boston, MA; West Coast branches:  Sacramento, CA; Portland, OR

Privacy Policy | Billing Rights | US Patriot Act | Funds Availability Policy | EFT Agreement | Truth in Savings | More Disclosures

NCUAVerified by VISA
Your Savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
This credit union is federally insured by the National Credit Union Administration

© Ukrainian Federal Credit Union. We operate in accordance with the Federal Fair Housing Law
and the Equal Credit Opportunity Act. NCUA is a US government agency.

Disclaimer: Ukrainian FCU is not responsible for the privacy practices or the content of web sites which we may provide a link to. 
While all efforts are made to maintain the accuracy of information presented on the Ukrainian FCU web site,
we cannot guarantee that all information is current.  Please contact UFCU directly for the most current information.

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